💰 Xcellence Mortgage – Broker-Powered Loans, Great Rates & Seamless Closings

We’re Not Just a Lender. We’re Your Broker.

Xcellence Mortgage isn’t tied to just one lender — we’re a licensed mortgage brokerage. That means our job is to shop for the best deal on behalf of your clients, not push a single product.

We partner with many of the top wholesale lenders in the country, giving your clients access to more programs, better rates, and flexible underwriting — all while keeping you, the agent, in the loop every step of the way.

🤝 Lenders We Work With

We work with a broad network of trusted wholesale lenders, including:

United Wholesale Mortgage (UWM)

Newrez / Caliber Home Loans

EPM

Provident Funding

Angel Mortgage Solutions

AD Mortgage

Lenz Financial

Cardinal Financial

AFR Wholesale

Acra Lending
…and many more

This gives us the flexibility to match clients with the best product for their specific needs — from first-time buyers to investors.

🔗 Connected Teams. One Transaction. One Experience.

In most real estate transactions, the agent, lender, and title company are completely separate — using different systems, with little to no communication. That often leads to confusion, delays, and gaps in service.

At Xcellence, we’ve eliminated that disconnect.

Our teams at Xcellence Realty, Xcellence Mortgage, and Xcellence Title are not only affiliated — they’re connected:

We work together daily

We use integrated systems that talk to each other

We share updates internally so you don’t have to chase for answers

We solve problems together — not as separate companies, but as one connected team

This results in a smoother, faster, and more transparent experience for both the agent and the client.

📋 Loan Programs We Offer

We offer a wide range of loan programs to serve nearly every type of borrower:

FHA, Conventional, VA & USDA Loans

DSCR Loans (for investors)

Bank Statement–Only Loans

1099-Only Programs

Profit & Loss–Only Loans

Asset-Depletion Options

Jumbo Loans

First-Time Homebuyer Programs

Foreign National Loans

Down Payment Assistance

Non-QM Programs

Whether your client is W2-employed, self-employed, retired, or investing through an LLC — we have a solution.

🌐 Fully Integrated with Xcellence.com

Xcellence Mortgage is built directly into the Xcellence.com platform, giving both agents and clients a seamless, trackable, and secure experience.

Here’s how it works:

Agents refer clients using the “Refer a Mortgage Client” option in the Xcellence Mortgage menu

The system automatically creates a contact, sends an email confirmation, and alerts our team

If the client is already connected to the platform, they’ll see their mortgage file under “Loan Files” in their portal

If not, they’ll receive an invite to join the platform and upload all required documents securely

Our team schedules a consultation by phone or Zoom, depending on the client’s preference

Both the client and the agent have access to:

Pre-approvals

Appraisals

Loan conditions

Shared documents

Milestone updates

Contact information

If we ever need anything — from the client or the agent — we request it inside the portal. No more chasing emails.

🚀 Say Goodbye to Guesswork

The days of juggling disconnected companies are over.
With Xcellence, everyone’s on the same page — because we’re on the same team.

✅ One ecosystem
✅ One connected process
✅ One incredible experience

This is what it looks like when real estate, mortgage, and title work as one.

✅ Ready to Experience the Difference?

Refer your next client to Xcellence Mortgage and see for yourself.
Experience what it’s like when the mortgage process is designed with both the agent and the client in mind — smooth, transparent, and built to deliver results.

👉 You’ll find the referral link inside your Xcellence.com dashboard under the Xcellence Mortgage menu.

We look forward to partnering with you on your next deal.